Roth Ira Limits 2025 Irs. The annual roth ira contribution limit in 2023 is $6,500 for adults younger than 50 and $7,500 for adults 50 and older. However, keep in mind that your eligibility to contribute to a roth ira is based on your income level.

The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older. If you’re age 50 and older, you can add an extra $1,000 per year.